Loan Programs

Which Mortgage is Right for You?

There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs.

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Mortgage Rate Options

Fixed Rate

The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.

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Adjustable ARM

Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-i...

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Interest Only

Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specif...

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Graduated Payments

Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time (e.g. five or ten years) and...

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Loan Program Options

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FHA Home Loan
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Conventional Home Loan
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Bank Statement Program
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Profit & Loss (P&L) Program
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Verification Of Employment (VOE) ProgramĀ 
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Home Equity Loan
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Debt Service Coverage (DSCR) Program
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Foreign National Loan Program
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Private (Hard Money) LoanĀ 
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Stated Income Loans
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1099 Self Employed Loans
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VA Loans
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Lite Doc Home Loan
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Low Doc Home Loan
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No Doc Home Loan