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Selective Lending - California Purchase & Refinance Loans

Selective Lending is dedicated to providing exceptional mortgage solutions tailored to meet the diverse needs of our clients. As a trusted mortgage broker, we understand that securing the right loan can be a complex process, which is why we offer a wide range of loan types. Whether you are a first-time homebuyer, a seasoned investor, or someone looking to refinance, our expert team is here to guide you every step of the way.

We specialize in various loan options, including Conventional Loans, FHA Loans, VA Loans, Jumbo Loans, Non-QM Loans, and Bridge Loans. Each of these loan types is designed to cater to specific financial situations and goals. Our knowledgeable professionals take the time to understand your unique circumstances and recommend the best options available to help you achieve your homeownership or investment aspirations.

In addition to our loan offerings, we provide an extensive selection of refinance programs. Options such as FHA Streamline, VA Streamline are ideal for those looking to take advantage of lower interest rates or better terms. For homeowners seeking to access their equity, programs like FHA Cash Out and VA Cash Out are excellent choices. Our refinance solutions are designed to simplify the process and ensure you receive the best possible terms for your financial needs.

At Selective Lending, we also recognize that some borrowers may require specialized financing solutions. That’s why we offer a variety of additional products and programs to accommodate different financial scenarios. From 1099 Loans and Self Employed Loans to Bank Statement Loans and First Time Homebuyer Loans, we have the resources to assist clients in various situations. Our 100% Financing and Investor Loans provide options for those looking to invest in real estate, while our DSCR and Fix and Flip programs cater to investors seeking to maximize their returns.

Our commitment to flexibility extends to our suite of additional offerings, which includes HELOCs, ITIN Loans, Foreign National Loans, and second mortgages. Whether you're interested in rehab loans or construction loans, our team is equipped to help you navigate the complexities of these financing options. We understand that every borrower’s situation is unique, and we pride ourselves on our ability to provide customized solutions that meet individual needs.

At Selective Lending, our mission is to serve our clients with integrity, professionalism, and a personal touch. We believe that open communication and a friendly approach are key components in building lasting relationships with our clients. Our team is always ready to answer questions and provide support, ensuring that you feel confident in your mortgage journey. With our extensive range of products and expertise, we are committed to helping you secure the financing that aligns with your goals, making your dream of homeownership or investment a reality.

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$150 M

in loans funded to date

97%

customer satisfaction rate

10-DAY

average loan approval period